RBI New ATM Charges & UPI Limits (2025 Full Details)

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 RBI New Rules 2025: Important Changes in ATM Withdrawal & UPI Payments The Reserve Bank of India (RBI) has introduced a fresh set of rules for ATM withdrawals and UPI payments for 2025. These updates are aimed at reducing fraud, improving transaction safety and making digital payments smoother for everyone. Here’s a clear and simple breakdown of everything you need to know. image created using ai ➡ 1. New ATM Withdrawal Limit Rules (2025) RBI has changed the transaction structure for ATMs across India. • Free ATM withdrawals remain the same Customers can still withdraw 5 free transactions per month (including financial + non-financial). • Extra withdrawal charges updated After the free limit, the new charge is: ₹23 per transaction (earlier it was ₹21). • Rural ATMs have higher free usage People living in rural areas will get more free withdrawals depending on the bank. • Fraud Prevention Alerts Banks will now send: instant alerts risk warnings suspicious ATM location warnings ...
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How to Study Smart for exams

STUDY  TIPS  FOR  EXAMS


🌟 10 Smart Study Tips to Score Better in Exams


Preparing for exams can be stressful, but smart strategies can make a huge difference.

Here are 10 practical and effective study tips that will help you stay focused, confident, and well-prepared.



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1. Plan Your Study Schedule


Don’t study randomly. Make a realistic timetable that covers all subjects.

Give extra time to topics you find difficult, and follow the plan consistently.


🕒 Tip: Break study time into 45-minute sessions with short breaks in between.



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2. Understand, Don’t Memorize


Memorizing without understanding leads to confusion.

Try to grasp the main idea behind every topic — this will help you recall faster during exams.


💡 Example: Create real-life examples for complex concepts.



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3. Make Notes in Your Own Words


Writing short notes in your language helps you remember better.

Use bullet points, mind maps, and keywords for quick revision later.


📒 Tip: Highlight important formulas and key facts with colors.



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4. Practice Previous Year Papers


Solving old question papers gives you a clear idea about exam patterns and frequently asked questions.


🧠 Tip: Set a timer while solving to build speed and confidence.



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5. Stay Away from Distractions


Keep your phone on silent or study in a quiet space.

Social media and noise can break your concentration quickly.


🎧 Tip: Listen to calm instrumental music if it helps you focus.



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6. Revise Regularly


Revising once is not enough. Go through your notes every few days to keep the memory fresh.


🔁 Rule: 1st revision after 24 hours, 2nd after 3 days, 3rd after a week.



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7. Take Care of Your Health


Eat healthy, sleep at least 7 hours, and stay hydrated.

A healthy mind works faster and remembers longer.


🥦 Tip: Avoid late-night study before exams — your brain needs rest!



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8. Use Study Techniques


Try smart learning methods like:


Pomodoro technique (25 mins study, 5 mins break)


Flashcards for quick memory


Group study for difficult topics




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9. Stay Positive


Don’t compare yourself with others.

Believe in your hard work and consistency.


💬 Motivation: “Exams test your preparation — not your worth.”



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10. Stay Calm During the Exam


Read the questions carefully and manage time wisely.

Answer the easy ones first to build confidence.


📝 Tip: Keep your handwriting clean — presentation matters!



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🏁 Final Thoughts


Exams are not about studying harder, but studying smarter.

If you follow these tips with discipline, confidence, and a calm mindset —

you’ll not only score better, but also enjoy the learning process. 🌱



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#studytips  #exampreparation  #education  #motivation  

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