RBI New ATM Charges & UPI Limits (2025 Full Details)

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 RBI New Rules 2025: Important Changes in ATM Withdrawal & UPI Payments The Reserve Bank of India (RBI) has introduced a fresh set of rules for ATM withdrawals and UPI payments for 2025. These updates are aimed at reducing fraud, improving transaction safety and making digital payments smoother for everyone. Here’s a clear and simple breakdown of everything you need to know. image created using ai ➡ 1. New ATM Withdrawal Limit Rules (2025) RBI has changed the transaction structure for ATMs across India. • Free ATM withdrawals remain the same Customers can still withdraw 5 free transactions per month (including financial + non-financial). • Extra withdrawal charges updated After the free limit, the new charge is: ₹23 per transaction (earlier it was ₹21). • Rural ATMs have higher free usage People living in rural areas will get more free withdrawals depending on the bank. • Fraud Prevention Alerts Banks will now send: instant alerts risk warnings suspicious ATM location warnings ...
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WhatsApp Chat Lock 2.0 Update – New Features, How It Works & Setup Guide




⭐ What Is WhatsApp Chat Lock 2.0?


WhatsApp has officially started rolling out the new Chat Lock 2.0 update for all Android and iPhone users.

This upgraded version gives you stronger privacy and lets you hide personal or sensitive chats more securely than before.


Chat Lock 2.0 brings App Passcode Lock, Secret Chat Folder, and Multiple Lock Options to protect your private conversations.



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⭐ New Features in Chat Lock 2.0


1️⃣ App-Level Passcode Lock (New!)


You can lock the entire WhatsApp app with a unique passcode different from your phone lock.


Prevents others from opening WhatsApp


Even if your phone is unlocked, WhatsApp stays locked




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2️⃣ Secret Chat Folder (Auto-Hide)


Your locked chats will move into a hidden folder that disappears from the main screen.


To view them:


Long press on WhatsApp home screen


Enter passcode → Hidden chats appear




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3️⃣ Multiple Lock Options


You can choose:


Fingerprint


Face lock


6-digit custom passcode


Pattern lock



More flexibility = better privacy.



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4️⃣ Notifications Hidden Automatically


Messages from locked chats will:


Not show sender name


Not preview message


Only show “New Message”



Perfect for privacy.



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5️⃣ Quick Lock From Chat Info


Open any chat → Tap the 3 dots → “Lock Chat”

Instant locking feature.



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⭐ How to Enable Chat Lock 2.0


Method 1: Lock Entire WhatsApp


1. Open WhatsApp



2. Settings → Privacy



3. App Lock



4. Choose your passcode / fingerprint / face lock





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Method 2: Lock Individual Chats


1. Open the chat



2. Tap 3 dots (menu)



3. Select “Chat Lock”



4. Choose lock method




Your chat will disappear into the secret folder.



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⭐ Who Will Get Chat Lock 2.0?


WhatsApp is rolling it out in phases.


You will get it if:


✔ Your WhatsApp is updated

✔ Your device supports biometric lock

✔ Beta features are enabled (optional)


If not available yet, wait 2–5 days.



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⭐ Final Take


Chat Lock 2.0 is one of WhatsApp’s biggest privacy features, bringing advanced protection for your personal conversations.

If you want stronger privacy, this update is definitely worth enabling.


More upcoming WhatsApp updates will be added here soon.



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