RBI New ATM Charges & UPI Limits (2025 Full Details)

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 RBI New Rules 2025: Important Changes in ATM Withdrawal & UPI Payments The Reserve Bank of India (RBI) has introduced a fresh set of rules for ATM withdrawals and UPI payments for 2025. These updates are aimed at reducing fraud, improving transaction safety and making digital payments smoother for everyone. Here’s a clear and simple breakdown of everything you need to know. image created using ai ➡ 1. New ATM Withdrawal Limit Rules (2025) RBI has changed the transaction structure for ATMs across India. • Free ATM withdrawals remain the same Customers can still withdraw 5 free transactions per month (including financial + non-financial). • Extra withdrawal charges updated After the free limit, the new charge is: ₹23 per transaction (earlier it was ₹21). • Rural ATMs have higher free usage People living in rural areas will get more free withdrawals depending on the bank. • Fraud Prevention Alerts Banks will now send: instant alerts risk warnings suspicious ATM location warnings ...

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